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  1. Go & Grow Help Center
  2. Frequently asked questions
  3. Loan origination
  4. Underwriting process

Underwriting process

  • What is the loan underwriting process?
  • What are the loan underwriting costs?
  • How do borrowers apply for a loan?
  • How is the borrower data collected and verified? 
  • What is the customer identification and fraud detection process?
  • How are Bondora risk ratings calculated?
  • What does the loan pricing phase entail?
  • What do the loan agreements and advancement phase entail?

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Go&Grow OÜ

Sõjakooli tn 6, Tallinn 11316, Estonia
Estonian company number 12831506
VAT number EE101872506


* Capital at risk. The yield of investment of Go & Grow is up to around 6% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.

It may not be possible to liquidate assets or withdraw money immediately from Go & Grow. In this scenario, we will make partial payouts of your total withdrawal amount. Read more about partial payouts here.


Go&Grow OÜ is not a credit provider and does not issue loans.