No, the 6% return is not guaranteed. The net return for Go & Grow is capped at up to 6% per year*, but actual returns may vary.
How the return works
The *net return in Go & Grow is capped at up to 6% per year (p.a.)**.
If the portfolio generates returns above this level, the excess returns are reinvested into the portfolio. This acts as a buffer, which helps support the stability of the return rate over time.
Although the return is not guaranteed, this mechanism helps keep the target return of up to 6% p.a. as stable as possible*.
Why the return can remain stable
The buffer mechanism, combined with Go & Grow’s 18+ years of lending experience, helps support Go & Grow's long-term performance.
While returns can vary, this structure is designed to help maintain a *stable return of up to 6% p.a.**, while also allowing investors to access their funds when needed.
Learn more about the risks
You can read more about the potential risks in our Risk Statement.
Important notes
* The return rate is not guaranteed and may change in the future.
**In rare cases, it may not be possible to withdraw the full amount immediately. In such situations, partial payouts may be applied until the full withdrawal amount has been paid out. You can read more about partial payouts in the related article.